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Accounts & liquidity

Checking & savings

We offer a wide range of checking and savings options to help you reach your business goals.

We offer fast and flexible solutions

You need products to help you be more efficient, all while creating profitable opportunities. We understand and work to keep pace with the challenges facing your business. We’ll help you find the accounts and services that will help you grow and improve your bottom line.

Checking accounts

Business analysis checking

When your business demands a high volume of transactions or services, you want reliability without a high expense. We offer a competitive earnings credit rate with the business account analysis checking, which can help offset monthly costs.

Zero balance accounts (ZBAs)

You can streamline your collections and safeguard your cash by automatically transferring incoming deposits routed to multiple individual accounts into one master account. You preset the target balance — typically zero — and the ZBAs eliminate manual transfers, simplifying account reconciliation.

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Generate income on excess cash while retaining short-term liquidity

With our money market sweep program, invest in money market mutual funds with your excess cash to earn significant dividend income and maintain optimal liquidity.

Business savings accounts

We have a number of options to help your business meet your savings objectives.

Money market or high-yield money market

We offer both a business money market and a high-yield money market account. Each one provides higher interest rates for higher balances, allowing you to get more for your money. Either is a smart choice when you need limited access but want to earn more.

Simplified pension plan

You can benefit from a simplified employee pension (SEP), which can make retirement planning easier. A SEP is a low-cost and simple to administer way to allow you, as an employer, to set aside money in a retirement account for yourself and accounts for your employees.

Business savings

Grow your money with a business savings account to complement your checking account. Earn more interest while enjoying easy access to your funds in person or online.

Certificate of deposit (CD)

We offer CDs to help you earn even more on your business savings. Available in a wide range of term lengths, you pick the ones best for keeping your business moving forward.

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Small business credit lines

Do more with our lines of credit developed specifically for small businesses.

  • Competitive interest rates
  • Streamlined approval process
  • No prepayment penalties

Small business checking accounts

Small business checking

Small business checking includes up to 200 items in your account each month, and it's the perfect fit for most small businesses.

Small business interest checking

Get you what you need without making you pay for what you don't. Small business interest checking is designed specifically for sole proprietors and non-profit organizations.

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